How to become rich and successful from scratch?

5 (100%) 2 votes

How to become a rich and successful person? Unlock the Secret of Wealth and Fortune right now. Make a personal plan for achieving well-being and build your capital.

The Secret of Wealth and Luck opens up enormous opportunities for us. Films have been made about him. Books talk about him. Real millionaires talk about him.

But there is one paradox: the secret of how to become happy and rich seems too simple. Having learned about it, some people refuse to believe in it. This is why there will always be few rich people.

If you take the Secret of Wealth into service, you will be among the lucky ones. He is waiting for you at the end of the article - arm yourself!

5 axioms of wealth

Society programs the population for poverty. Since childhood, we have been haunted by wrong attitudes. And many people are afraid to change their views, take responsibility for their destiny and start a new life.

    5 axioms of wealth
  1. Wealth is good. If you doubt this, come here.
  2. A beggar can become a billionaire. If you don't believe it, come here.
  3. The path to wealth begins with a dream. If you are afraid to dream, this is the place for you.
  4. There is enough money in this world for you too. If you don't believe me, let's go.
  5. Wealth - you deserve it. Make sure of this again.

However, you can talk about dreams and goals for as long as you like. Conversations must lead to concrete actions. No lucky horseshoe will bring good luck until you nail it to your hoof and start plowing.

And the ways to acquire wealth are quite tangible and run through a very material world. Therefore, I suggest immediately immersing yourself in the surrounding reality. How to become rich from scratch in Russia?

What does it take to become rich?

There are several ways to increase your wealth

  • Business in the field of trade, production or services (shop, bakery, cafe, private kindergarten);
  • Small business at home (you can sew clothes for dogs, make gift soap);
  • Business on the Internet (you can make a profit from your own websites, organize an online store, receive income from affiliate programs, sell information products);
  • Freelancing (promotion of client sites, writing custom articles);
  • Investment (shares, investment funds).

As you can see, we are not considering a successful marriage with an oligarch/oligarch’s widow and a career in Gazprom.

If there was a chair waiting for you at Gazprom, I think you would not have read this article.

But if you want to open your own business, then you need to take several very specific steps:

  1. Study as much information as possible about sources and methods of earning income
  2. Choose your source of income, your direction of development
  3. Study in detail the features of running the chosen business
  4. Find time, energy and money to implement it
  5. Start your own business and stay on track

What might this look like in practice? How can you become rich?

  1. Let's say you are an erudite person who knows how to correctly express your thoughts. You don’t have any extra money, but you have a great desire to improve your well-being. You have read a lot of information about making money on the Internet and have chosen the easiest path without financial investments and risks. You have become a copywriter and write custom articles for numerous websites.
  2. Having accumulated experience, knowledge and money, you create your website and start making money from advertising and selling links. Following one successful website, you create several more equally successful projects.
  3. Your income increases noticeably, and now you can invest the accumulated amount in gold, real estate, shares, mutual funds, or several sources at once.

Agree, at the freelancing stage you could not yet think about buying an apartment and renting it out. But having entered a new stage of your development, you can already rent out a new apartment through an agency and receive stable passive income without any risks.

How to become rich and successful without initial capital?

invest in yourself: in your knowledge and skills

Are you seriously thinking about how to become a rich person? Take the time to read about what mutual funds are, how to make money by selling links, how to sell your products via the Internet, and how to plan a family budget. Acquiring knowledge about money is your first step to wealth!

believe in yourself and constantly develop

Just because you can't do something now doesn't mean it won't be possible for you in a year. After all, in a year you will be a completely different person. New opportunities will open up for you. You will have new knowledge, connections, and a new level of income.

If you earned 20,000, then you can make 40,000 out of it. If you have 40,000, then you can make 100,000 out of it. You just need to think, master new information and act.

work for yourself, not for your uncle

Of course, you shouldn’t suddenly quit your official job, but you should definitely strive to create your own business. You can always find a couple of hours a day/week for a small hobby, which will later grow into your own business.

Working in an office or behind a counter, you receive money in exchange for your time. You are wasting not only your energy, but also precious hours, days and years of your life. You need to build your life so that your money brings you new money. Then you will have free time and financial freedom.

To buy a Lada, you need to work. To buy a BMW, you need to think.

strive to receive passive income from several sources

Rich people invest their money in several areas to minimize risks. And although you may not yet be faced with the question of whether to invest money in precious metals or stocks, you can already distribute your money streams across several sites, several affiliate programs, and sell articles on several exchanges.

And you need to strive to create sources of passive income. After all, you can write articles for sale every day, or you can write a training course once and receive income from automatic sales of its copies.

So, what does it take to become rich?

  • knowledge about money
  • self-confidence
  • and initial capital.

Agree, knowledge can be gained! You can believe in yourself! You can earn initial capital!

And I hope this site will give you confidence, help you understand complex financial issues and motivate you to start your own business.

How to become rich on the Internet?

Opening an offline business is accompanied by a huge number of difficulties and legal formalities. Moreover, such a business requires considerable cash injections even at the inception stage.

However, now many entrepreneurs are doing business via the Internet. Beginners try their first earnings with virtually no investment. Over time, some of them are doing well and they even officially register their activities.

There are a lot of ways to earn money. Here's just a little food for thought.

You can make money on the Internet by:

  • websites (sell links, post paid articles, receive regular royalties for clicks on advertising, receive rewards through affiliate programs of other sites and stores);
  • writing or reselling articles;
  • creating and selling websites;
  • selling your own information products - books, video courses;
  • YouTube channel;
  • promotion of other people's sites;
  • game on the Forex exchange.

As soon as you start studying the topic of making money on the Internet, you will discover with interest many new ideas for making money. The hidden kitchen of the Internet is home to a huge number of intermediaries, managers, salesmen, and writers. Their services and goods are in demand. Among them there are real masters and very extraordinary creative personalities.

Who knows, maybe in just six months you will be doing what you love, bringing benefit to people and receiving a decent reward for it!

The Great Secret of Wealth

Remember, I promised to tell you the secret of wealth?

So, listen:

“The Universe impartially brings into reality any of our innermost thoughts.

By thinking negatively, we attract negativity and troubles into our lives. By thinking positively, we attract positivity, luck and opportunity into our lives.

We program ourselves for success or failure.”

If you repeat day after day: “There is no money, no one loves me, I can’t do anything,” then you will pass by many opportunities and achieve nothing. If you are focused on success, then you are not looking for excuses, but for these very opportunities.

That's it in a nutshell.

Mark Fisher's book "The Millionaire's Secret"

Mark Fisher is a real Canadian millionaire. He shares his experience in the book “The Secret of a Millionaire.” You can download it for free from Yandex Disk right now.

I also invite you to read the article. You will learn how the Dream Album and the Dream Piggy Bank will help you make your desires come true, and you will also be able to chart your Route to your first millions. The practical implementation of the Great Secret of Wealth is just one click away from you.

The article is inspiring, it is based on the above-mentioned book and the book by the famous financial consultant Bodo Schaefer “Mani or the ABC of Money”. By the way, you can download and read the best ones in our library.

Film "The Secret"

This film was created by a group of enthusiasts from Australia. The film caused heated discussions on US social networks. Now it is known all over the world.

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How to achieve financial independence

One smart man said that if you collect all the money in the world and distribute it evenly among people, then after a while the rich and the poor will appear again.

The whole secret is that the rich know how to manage their resources correctly. Anyone who wants to improve their well-being even a little should understand simple truths:

  • it is impossible to get rich by working for other people;
  • the finances at your disposal must be managed competently;
  • time is the most valuable resource, which you need to learn to use effectively;
  • if you do not like to take risks, then it will be very difficult for you to get rich;
  • Communication is an important skill for a successful businessman.
  • experiment more;
  • study and put into practice various ways of making money;
  • learn to think correctly;

It is very difficult to get rich while working as a hired worker. The bosses take most of the profits, and you usually only get a small piece of the pie. Therefore, strive to open your own business. And it doesn’t matter that your own business is initial stage brings in little profit. All control levers are concentrated in your hands, which will allow you to further expand and increase income.

A successful businessman is one who knows how to quickly increase his income and competently manage his own finances.

Monthly income should be divided into three main groups: daily needs, investments and business development. Successful businessmen deftly manage this distribution and become richer as a result.

Time is no less valuable resource than financial income. For all of us, a day consists of the same number of hours, minutes and seconds. But some people manage to do thousands of things in one day, while others spend this time mediocrely. A successful entrepreneur cares about every second of his life. To manage your time more effectively, you need to learn how to create an action plan. This will help make your work more efficient and organized.

Any businessman striving for success must be able to take risks. But this must be done wisely, soberly assessing your real capabilities. Without experiments, it is impossible to find the right way to develop your business. It is necessary to try many different methods of action before finding the only right path.

Psychological differences between a wealthy and a poor person

Our thinking determines a lot. One smart person said that we are what we think about ourselves. To this we can add that we are what we think about ourselves and what way of thinking we choose. A complete pessimist closes all paths to financial well-being. Positive thinking forces you to try new ways to generate income, increasing the chances of a successful outcome. Let's compare the basic psychological attitudes that distinguish rich and poor people:

1. The rich believe that a person is the creator of his own destiny. The poor always complain about the predetermination of life and the inability to cope with difficult conditions.

2. The rich consider work as a means of increasing their own capital. The poor work to feed their families and ensure a mediocre existence for themselves.

3. The rich know that increasing income is impossible without hard work. The poor see wealth as an unrealizable fairy-tale dream that cannot be realized. Therefore, there is no need to strain yourself.

4. A rich person is always looking for new ways of development and trying to implement innovative technologies, not afraid to take risks. The poor don't have time to experiment. Never-ending problems in everyday life robbing him of all his free time.

5. Rich people try to communicate and meet successful people. Only through live communication with other businessmen can you learn something useful and raise your self-esteem. The poor feel comfortable only in the circle of their own kind.

6. The rich try to make themselves known publicly. Poor people like to hide from the world. This makes them feel more confident.

7. Rich people know that there are many ways to achieve a goal. Poor people are sure of only one path that can lead to wealth. Everything else is thrown aside.

8. Rich people are always engaged in self-development and self-improvement. They learn from every failure useful experience. The poor consider studying to be a useless activity.

If a poor person can change his type of thinking, then over time his financial condition will change for the better.

As the most ordinary person gets rich

All changes that happen to people begin in their brain. A lot depends on our sense of self and way of thinking. Changing your way of thinking and attitude towards real world, we ourselves begin to change.

True wealth is not measured by the amount of money you have in your possession. It is expressed in internal state a person, in self-love, cheerfulness and the ability to enjoy the present moment.

Without change, a poor person has no chance of getting rich. Even if you win a million or receive a huge inheritance, without the ability to manage money wisely, you will quickly lose everything you had.

If you want to become a truly rich person, you should definitely learn some useful things:

  • selflessly believe that financial well-being is achievable for you;
  • try to act more than think;
  • always rely only on your own strengths and skills, and not on luck (inheritance, winning the lottery);
  • make decisions boldly and do not be afraid to take responsibility;
  • be prepared to overcome any difficulties;
  • regularly give part of the money you earn to charity;
  • learn how to invest wisely;
Ordinary people who became billionaires

Mark Zuckerberg and never thought that he would someday become a young billionaire. A psychologist by training, he managed to go from an ordinary student to a successful programmer and creator of the famous social network Facebook. His extraordinary abilities and unique intelligence were noticed at one time by such companies as Microsoft and Aol. Cooperation with these corporations resulted in the creation of a project that brought huge amounts of money to its creator.

Li Ka-shing was born and lived his entire childhood in a very poor family. He began his ascent to financial well-being by opening his own business in Hong Kong. Later, he managed to buy a large British company, which was the beginning of his entry into the Western market. At the age of 10, Lee suffered from tuberculosis, which was not surprising given the low standard of living that his family led. From an early age he worked at an artificial flower factory, which allowed him to accumulate a small capital. With this money, Kashin opened his first business.

Aristotle Onassis left Rio de Janeiro at age 17. Without receiving a proper education, the young man changed many professions. He had to work as a clerk and waiter. Having overcome a lot of trials and difficulties through which fate led him, Aristotle managed to achieve financial independence. He is currently a financial tycoon and a famous shipbuilder.

Probably few people in the world do not know the name Bill Gates. The creator of the popular operating system, he founded the Microsoft Corporation. Many people all over the planet benefit from the results of his work. Although Bill did not grow up in a poor family, he cannot be called an ordinary child of rich parents. Amazing tenacity and desire to win distinguished him from his circle of friends already in school age. He could easily memorize several pages of text from the Bible in order to take first place in the competition.

Cheerful and funny Jim Carrey I also had to endure considerable difficulties in childhood. His family found itself on the brink of poverty when the father of a famous comedian was fired from his job. Jim had the opportunity to spend the night in a car and a camping tent more than once. The path to success and fame was very difficult and thorny. But, in the end, he managed to get on the big stage.

Ella Fitzgerald I became an orphan very early. A difficult relationship with his stepfather and a lack of parental love made the teenager a member of a children's gang. After some time, Ella ended up in a juvenile detention center. The girl managed to escape from prison, exchanging the fate of a prisoner for that of a homeless person. Long time she lived on the street and ate garbage. But fate allowed her to test herself in theater. The desire for success and fame, together with a unique voice, brought success to young Ella Fitzgerald and allowed her to become a wealthy person.

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WikiHow works like a wiki, which means that many of our articles are written by multiple authors. This article was produced by 36 people, including anonymously, to edit and improve it.

Many skills and a special attitude are required for your child to become “rich”, if this is the value you want to convey to him; you need to develop your child in this direction from childhood, in parallel with all other skills. If you want your child to become the next Pavel Durov, Roman Abramovich or Maria Sharapova, or if you want him not only to learn how to earn money, but also to be able to handle money responsibly and wisely, then know that it’s never too early to start, and you - become good example.

Steps

    Evaluate your own beliefs and feelings about money. Do you believe that making money is a privilege and a competition with yourself that honors you? A pleasant aspect of life that helps you realize your dreams and achieve your goals, or a “cross” that everyone carries through their lives? If your thoughts lean more towards the latter, you will have a difficult time convincing your child that working to create material wealth is a positive thing. It's hard to instill positive financial attitudes in your child if they run counter to yours. Carefully consider your attitude towards money and understand what determines it and where it comes from. No matter how you feel about money, you set a worthy goal for yourself - to help your child become a financially responsible adult and an independent person in relation to money.

    Evaluate and work on your own spending habits. If you spend more than you earn, or spend money frivolously without saving or investing the savings, you can't expect your child's future habits to be any better. If in at the moment If you are faced with the problem of providing your family with basic needs, and money in your home is the cause of constant stress and conflict, perhaps you should carefully reconsider how you spend and how you approach work. Identify the problem area and work to correct it. Start thinking about your budget and spending, stick to the plan. Start saving money and investing for retirement or college, even if it's a very small amount. This step will begin to benefit your family immediately, and you will become a good role model for your child.

    Assess your overall business ethics. For many people, hard work and constant overtime is the only path to financial success. Are you a conscientious worker? Do you tend to change jobs frequently and are you dissatisfied with your career? If so, talk to your child about how you are determined to change things around work. A large part of a positive approach to work is based on the pleasure you should get from it. If you are unhappy at work, take proactive steps and make realistic plans to change your position/location/profession/enterprise, etc. This will be a valuable lesson for your child. Watching you go through these difficult changes will leave a lasting impression on your child.

    Think about what values ​​you want to instill in your child. Almost all of us have mixed feelings about work and money. Take an audit: how do you feel about how you earn and spend money? Discuss goals and methods with your child - do not send double messages. If you want your child to strive to achieve material wealth, extol as a virtue the ability to make a plan and persistently follow it, accepting and coping with obstacles along the way. Be careful what you say about wealth and how you want your child to treat it. What you do with your wealth also matters. Avoid statements that show an attitude towards material well-being as something wrong; instead, highlight all the good things that money can do with it, and how it can serve as a means to an end, including helping other people. At the same time, do not forget to say that wealth in itself does not determine either happiness or its absence. Praise the ingenuity and work ethic of people who achieve financial success, while encouraging your child to be ethical, generous to those in need, and responsible with money. You should not complain about work in the presence of a child. While this is a common experience for most of us, seeing this happen day after day will cause your child to begin to view work as something negative that should be avoided.

    Carefully analyze your work habits. Successful adults come from secure homes where parents have ample time to spend with their children and to teach and shape important life skills. If you realize that you need to work constantly to support your children, reconsider your decision and find a way to work less, showing your children that you value them through your warmth and attention, not through the goods you purchase. If your children make a comment about how their parents buy other kids more things, point out that this allows you to spend more time with each other, which is more valuable in the long run.

    Start investing in your children's education as early as possible, making it one of your top priorities. Consciously planned education is more likely to lead to success in the end. Try to give your child the best educational experience, be it public or private school, kindergarten or pre-kindergarten, that will challenge your child and prepare him for university or other forms of deep learning. professional knowledge in his area of ​​interest.

    Encourage your child to excel in everything he does, especially in school. More on early stages Encourage your child to try to get good grades, but also emphasize that the most important thing is to give 100% and feel a sense of satisfaction from it, no matter what grade you get. This will help your child develop the belief that it is the energy you put in that matters, not the impression it makes on others. Of course, if a child receives a bad grade, you should pay attention to this and ask why he did not do a better job. Be prepared to help him sort out any learning problems, and make sure your home provides a conducive environment for learning. Seek advice from teachers and school psychologists. If your child is still struggling, consider hiring a tutor. Instill in your child a sense of satisfaction from high academic performance - this will increase his self-esteem and confidence in his abilities.

    Try not to overestimate the importance of saving money in your child’s eyes—focus rather on what can be achieved with it. Almost all parents at a certain stage of their upbringing say: “money doesn’t grow on trees.” It is very important to convey to children that to make money, you need to take initiative and work hard. Often the issue of money comes up only when we deny our children something; this can cause the child to see money as a source of stress rather than a means to achieve their goals.

    Try to teach your child how to budget early on, giving him the opportunity to earn and manage money. If you provide your child with pocket money, help him develop a budget that includes a saving phase for a short-term goal, no matter how small it is. Teach him about investing and the miracle of compound interest. Be careful not to help him if he spent the money too quickly - let your child experience the consequences of his actions in the safety of your home. If a child wants something that he can objectively afford by saving money from earnings or pocket money, teach him to save a little every week so that over time he can buy the desired thing on his own; Teach your child to monitor their savings.

    Be very careful when you insist that your child must work in early age. A child's job is to grow and learn, not to earn a living. Don't force your teen to get a job. Don't be tempted - your child will have plenty of time to work for a salary once he or she finishes his education. Otherwise, you will lead your child down the path to believing that making money is not a positive and rewarding activity. Mowing lawns, cleaning personal and common rooms, helping with dishes - tasks that are required by living together in the same area. Children should not have to pay for this trouble. Instead, reward your child with help in their personal cares (from you and other family members), help them in trying to start their own business (selling newspapers or something else), and arrange for neighbors to hire them as part-time jobs. Remember - “work” is not a child’s responsibility, make sure that your child will have the opportunity and time to be a child. Those people who achieve success in life do so by enjoying what they do. If your teen insists that he wants to work over the summer instead of going to school, that's good; but help him develop a good work ethic and a healthy attitude towards work - show him the value of work-rest balance, relaxation.

    Encourage your child to think about the future by sharing your financial plans with him. Discuss with him the importance of setting goals early, but also being flexible—changes may need to be made along the way. Fostering resilience and yet flexibility are great skills that can be assessed and mastered at a relatively early age. Encourage your child to ensure that even during primary or high school he thought about what he wanted to do “when he grows up.” Emphasize that he may change his choices several times as he grows and matures, but encourage your child to do research and write a plan for how he can achieve his goal. By teaching your child to work with plans, set deadlines and formulate goals at an early age, you will develop the skill to understand what is required to achieve the desired goals and how to earn the funds to achieve the things that your child dreams of. Help him be realistic in setting achievable financial goals, but be careful not to burden your child with unnecessary restrictions. Through hard work and with perseverance we are all capable of creating miracles. It is important for our children to understand that achieving material well-being is a long process for most of us, but at the same time, they can achieve anything if they are willing to set a goal and work conscientiously to achieve it. Patience is a virtue.

    Since starting a business is one of the ways your child can become rich, teach him about business through small projects like raising earthworms or even selling candy. Encourage him to spend little and invest the rest - expanding an existing business or starting a new one.

  1. If your child is good at something at an early age (for example, soccer, basketball, or electronics), ask if he enjoys it and what makes him successful. This business alone could make him a ton of money.

    • Warnings: DO NOT FORCE YOUR CHILD TO BE PERFECT IN EVERYTHING. All children improve over time. For example, a perfect “A” is great, but a couple of “B”s is also not bad. Just tell him he did a great job and help him do better next time.
    • If your children want to give up, ask if they are sure of their decision; talk about all the bad things that might follow their rejection, and talk to them about all the good things they will lose. If you force them to continue, chances are they will still quit as soon as you can't control them.
    • Do not miss a single opportunity to introduce your child and let him communicate with those people who are happy in their chosen career. Provide them with opportunities to experience the value of communication and connection with those who share their interests.
    • Remember that money is not the key to happiness.
    • Feed your child positive reinforcement. Read to your children, make sure it is something instructive or uplifting for them. My mother had a habit of leaving the book “Power” in the bathroom positive thinking"Normanna Peale. These days, many parents lead busy, exhausting lifestyles - they have neither time nor energy for their children. This is fine. Take them to the library, find audiobooks and play them for your children at home or in the car. If your child is learning English, you can kill two birds with one stone by downloading a free audio recording from this site: www.thinkgrowrich.com.
    • Allow your children to make mistakes in the privacy of your home. This is much better than waiting until the child goes to university or is even older, and at these later stages makes undesirable choices that will have lasting or irreversible consequences. However, don't let them constantly retreat into your care. Give them the opportunity to gain confidence in own strength and learn to rely only on yourself. Help them through the really tough, unexpected things, but overall, let them experience mistakes and learning. Leaving behind a long chain of failures is typical for most successful people; however, they find the strength to learn valuable lessons from what is happening and rise back.
    • If your children genuinely admire the accomplishments of successful people, it will make them more likely to try to emulate them. If a child works hard and efficiently, there is a good chance that he will achieve success in life. Children must find their own way to success, compete, be original, honest, have an optimistic outlook on life and work hard.
    • Encourage your child to follow their passions, but also to choose one that may also provide financial rewards.
    • There are many ways to become financially independent. While you may have already fully thought out your child's career path, don't force him/her to live your dreams. Give your child advice and be your own example of how careers can be fulfilling, but allow them to make their own choices. If a child can find something they enjoy, they will be more likely to put in the work necessary to become successful. Encourage and support his long-term interests and inclusion of hobbies and various arts in his future work plans.

    Warnings

    • Even if you did everything right and gave your child every opportunity to succeed financially, he still may not want to become “rich,” but he will have values ​​and morals to be proud of. Mainly, he will strike a balance and enjoy “work for life” rather than the other way around.

Stories of great fortunes seem fictitious - we are convinced that it is impossible to get rich by honest work. There are blind spots in the biographies of millionaires, but they are also clearly visible. common features character. They are purposeful, persistent and enterprising.

Most rich and successful people were born into ordinary families with an average income. So do most of us. And from childhood they were in equal conditions with their peers, had equal opportunities with them.

But then why did some become rich and others not? Why did some manage to get rich while others did not, all other things being equal?

Rothschild clan

The Rothschild family tree began in Frankfurt am Main, Germany, where several generations lived in a nondescript house on the Judengasse. The Jewish street was fenced off from the city on both sides, and a red sign hung on the house. It is to this circumstance that the family owes its surname: translated from German, Rothschild means red shield.

Mayer Rothschild, born in 1744, as a young man found the strength to change the usual joyless existence that his ancestors had eked out, and left for Hanover, which was more tolerant of Jews. For several years Mayer studied banking with the Oppenheimer bankers, and upon returning to home, found the family completely impoverished. The house under the red sign had to be replaced with a shack with a frying pan on the facade. In this pitiful building, Mayer opened a company selling antique coins. Young Rothschild was involved in compiling catalogs and delivering coins to all corners of Germany. Collectors in those days were aristocrats, so Meyer acquired useful contacts in the highest circles of German society. One of Rothschild's clients was Duke Wilhelm of Hanau, who purchased several expensive coins. Thanks to this “gesheft”, Rothschild was able to equip a shop in the “house under the frying pan”, where merchants exchanged the currencies of different principalities of Germany.

The first Rothschild bank housed four square meters, but Meyer was purposeful and full of plans: he continued to deal with collectible coins and bought out the shops of failed money changers. The founder of the banking house tirelessly traveled around numerous duchies and principalities, concluding deals and getting acquainted with influential people. The efforts were not in vain: already in 1769, above the Rothschild house there was the coat of arms of the Dukes of Hesse-Hanau with a gold inscription stating that Mayer Rothschild was the Duke’s business manager.

Wilhelm was an atypical aristocrat - he did not hesitate to issue loans at interest and rent out entire companies of mercenary killers. In a word, the Duke was extremely money-loving, and half of the European rulers owed him money.

Mayer Rothschild, who carried out the orders of the money-grubbing Duke, warmed his hands well in collecting debts. The family moved to a good house under a green sign and the Rothschilds began to be called the Grunschilds. True, it was decided not to change the surname. The events described can be considered the foundation of the future prosperity of the family, but the real breakthrough was made by Mayer’s five sons, raised by Pope Rothschild. The offspring turned into real financial tycoons in Europe. As the biographer of the Rothschild clan wrote, the family grew rich whenever any of the states collapsed.

The first was the Kingdom of Denmark, which collapsed in 1804. William, already familiar to us, borrowed money from his uncle, the King of Denmark. In order not to sully his aristocratic name, Wilhelm instructed the five Rothschilds Jr. to collect interest on the loan, and they coped with their debut brilliantly. This is how the Rodschild banking house was founded, which opened a Swiss branch 150 years later. Since then, the Rothschilds have remained among the richest people in the world, maintaining their signature style of doing business. The Zurich bank, for example, only accepts clients whose wealth exceeds 1 million Swiss francs.

Rothschilds work with exceptional clients, without wasting time on “trifles.” In their tenacious hands are the largest banks in France and Great Britain, railway complexes, mining concerns, oil companies, diamond mines and much more. At the same time, representatives of a noble family actively influence world politics while remaining in the shadows.

The Rothschild Empire is indestructible and omnipotent. The secret of power, of course, is business sense, passed on from generation to generation. But an equally significant factor is devotion. family idea. All family members, with rare exceptions, increased the clan's fortunes. For more than two hundred years, the world has been watching the prosperity of the Rothschild clan, many hate them, but everyone needs the patronage and money of the clan.

Francois Pinault

One of the most influential and wealthy citizens of France: a collector who owns the Christie's auction house, the Gucci brand, the Chateau-Latour vineyards and the capital's Marigny theater.

In 1936, in French Brittany, a son was born into the family of a simple forester. The father had difficulty making ends meet, but turned inside out so that Francois became a certified specialist. The young man did not appreciate his parents’ efforts, and at the age of 16 he left his studies and left home. Pino did not want to study, he only wanted to do what he liked and could bring good profit. Studying would take too much time, and he is still proud that his only diploma is a driving license. François Pinault did not want to drag out the drab existence of a worker, and his relatives vied with each other to teach him about life. Having quarreled with everyone and striving for independent life, the young man left for Algeria.

What the future millionaire did in the French colony is unknown. There was a war in Algeria, and, according to Pino’s enemies, he had been selling weapons and drugs for three years. We are unlikely to ever know the details of the Algerian period of Francois’s life, but now it doesn’t matter. In any case, Pinault returned to France a different person - he had money, self-confidence and grandiose plans.

27-year-old Francois opened the Pinault group, a timber trading company. Business contacts and useful acquaintances began to be established. One of these promising contacts was meeting the promising politician Jacques Chirac. No one can say exactly what brought the impulsive Chirac and the rational Pinault together; perhaps the first was struck by Francois’s unerring business sense. His stock market foresight is legendary. Before the stock market crash in 1973, Pinault suddenly sold the successful Pinault Group for 30 million francs, and a year later bought back his brainchild for only 5 million. Thus, within a year he managed to earn an amount exceeding his income over the previous 5 years. And in 1976, Francois dissuaded Prime Minister Jacques Chirac from going on a business trip. It soon turned out that the train was mined by terrorists. Since then, Chirac is sure that he owes his life to Francois. Perhaps this is a coincidence, but after that incident, the business of the Pino company went even better.

The respectable 52-year-old father of four became tired of the measured life, and he set about making his youthful dream come true. He wanted great wealth, and chose trading on the stock exchange as a way to enrich himself.

Paris Bourse and Francois Pinault

It is quite natural that Pinault’s famous flair made him one of the most successful speculators on the stock exchange: he bought and sold enterprises with constant success (see “”). The morality of his operations raises doubts, however, such categories are alien to stockbrokers.

In 1989, Paul Paoli Chairman of the Board of Directors of the Franco-African trade union offered François Pinault participation in the capital. Pinault started with 20%, and a few months later decided to merge Acquisition into the Pinault group. The directors, including Paoli, were immediately fired, and Pino's company began supplying electrical equipment to Africa.

The successful takeover encouraged Pino, and in 1991 he acquired American Executive Life in violation of the law. The profit from the deal amounted to from 1 to 2 billion dollars, and the fine was only $185 million. With the billions he earned, Pino acquired the Conforama retail chain, and a year later - the largest department store Printemps, then the La Redoute chain and bookstores Fnac. Each time he fired top managers, putting his own people in their places. François Pinault's Pinault-Printemps-Redoute group is now one of the most powerful retail associations in France. But the billionaire does not stop, continuing to buy everything in a row, for which he deservedly bears the nickname Octopus.

Pino in "art"

Nouveau riche Pinault became interested in collecting and fashion. Having started buying paintings, in 1998 he decided to take ownership of Christie’s. This auction house, together with Sotheby’s, controls 90% of all transactions. Approaching the art world did not change Francois’s working methods: he fired almost the entire management and set up a hotel at Christie’s headquarters. Everyone was talking about the dishonesty of François Pinault, who drowns his competitors indiscriminately, but Christie’s revenue of $1.4 billion apparently left no doubt about the correctness of the chosen path.

In the world of high fashion, the billionaire also does not stand on ceremony. Acting in his favorite way, Sprut acquired the Gucci Group, Yves Saint Laurent, Sergio Rossi, Bedat & Co, Stella McCartney, Balenciaga and Puma, etc. He has a controlling stake in the Redcats catalog and the largest chain of FNAC stores. It’s difficult to say what Pino hasn’t gotten to, but there’s no doubt that he won’t fail to chop off everything that’s bad and deserves attention.

True, in 2003, Pinault handed over the reins to his eldest son, Francois-Henri, and took up the world's best vineyard, Chateau-Latour, and collecting works of art. François Pinault achieved perfection in the ability to “occupy all the burners with his pans.” This French proverb fully characterizes the lifestyle of this billionaire: take advantage of all opportunities.

Ingmar Kamprad

Everyone knows the name IKEA, but few know the name of the company's founder. Many generations of the Kamprads succeeded in business, so we can assume that Ingmar inherited his entrepreneurial spirit. True, there were dark streaks in the history of the family. Thus, the grandfather of the founder of IKEA committed suicide when his company was facing bankruptcy. Then the grandmother took matters into her own hands and was able to maintain the business. Ingvar loves to tell this story, considering it the best proof that hard work and perseverance help overcome all obstacles.

Ingvar Kamprad appeared on the bill in 1926 in the Swedish province of Smaland. From a young age, he showed commercial inclinations: at school he sold matches, pencils and other small items purchased in bulk. While his classmates were just preparing to enter adulthood, Ingvar was earning money for his first company, which he opened at the age of 15.

It's hard to believe, but Kamprad founded it when he was only 17 years old - in 1943. The name of the company consists of the initial letters of his first and last name, the third letter E - from Elmtaryd (that was the name of the family farm), the ending A - Agunnaryd (the village closest to the farm).

At first, IKEA sold various small items such as paper clips and socks. Ingmar published a catalog and orders began to arrive by mail, and they were delivered by the milkman, who still traveled around the area every day. 1951 can be considered the beginning of Kamprad’s furniture business - an idle factory was purchased, production was launched and the first catalog was published. Just a couple of years later, the first store selling IKEA furniture opened its doors, and five years later a huge complex with an area of ​​about 7,000 square meters opened its doors. m.

Prices for furniture were low from the very beginning, which did not please other furniture makers. Many refused to supply their goods to Ingmar stores, but this only strengthened IKEA's position. Compard's innovative strategy was to buy parts and components from countries with low-cost production. IKEA furniture is traditionally democratic, inexpensive and comfortable. The combination of these qualities makes IKEA products extremely popular.

The founder of IKEA does not like luxury, and his tight-fistedness is well known. When going on business trips, the billionaire always stays in 3-star hotels, uses public transport, eats in cafes and inexpensive restaurants, and always bargains in supermarkets. He himself says that this is how he studies requests ordinary people, which make up the bulk of IKEA buyers.

Now Ingvar Kamprad is 89 years old, and he handed over the management of the business to his sons. The billionaire himself believes that his success is explained by constant dissatisfaction with what he has achieved. He always treated his company like a child: sometimes a slap on the head does not mean a lack of love.

The founder of IKEA does not have a diploma higher education, A school teachers They taught him to read and write with difficulty. But the talented entrepreneur always brilliantly coped with the most complex tasks, accurately finding the original marketing moves. Ingvar Kamprad's enthusiasm, humility and keen intelligence raised him to a level that few could achieve. Ingmar likes to be put on a par with Henry Ford, who also made items considered luxuries accessible to most people.

John Paul DeJoria

John Paul DeJoria's company produces the famous JPM Systems (John Paul Mitchell Systems) shampoo with an annual turnover of $900,000,000. Billionaire DeJoria is respected by all charitable foundations in the world, and he also took care of pets, developing a line of care products for them. In a word, John Paul readily helps everyone who needs his support. As often happens, a person who has not been treated kindly by fate since childhood treats the problems of other people with understanding.

John Paul's parents separated when he was barely 2 years old, so already as a child the boy was forced to earn extra money selling Christmas greeting cards. After 10 years, the child was taken in by a foster family. The beginning of the life of the future billionaire was not cloudless: he was a member of a Los Angeles gang and only military service saved him from a criminal future. After serving, Dejorio intended to go into business, but he had neither money nor relatives who could lend him money.

John Paul borrowed $700 from the bank and started a shampoo company. He personally had to sell products, literally moving from office to office. The car was both his home and his means of transportation, but John Paul was not one to back down from challenges. He was confident in the quality of his shampoo, purposeful and persistent. Now we already know that these qualities, together with talent and inspiration, made DeJoria a billionaire.

It seems that the answer lies on the surface: rich people are either born, or they work long and hard to make a decent fortune. Of course, all this is partly true, but not every hard worker is capable of becoming a millionaire.

The fact is that a lot depends on a person’s thinking, on who he sees himself as - rich or poor. Let's figure out what the psychology of wealth is and what you should never do if you want to be in the same crowd as the Rockefellers.

In her interviews, Madonna compared herself to Cinderella. Her family was poor and she started her career in poverty. Photo: Globallookpress.com

What is the difference between rich and poor?

No, not the state of the bank account, although that too, but the main difference is in thinking. Rich (or potentially rich) and poor people have different attitudes not only to the world of money, but also to the world in general. You will be surprised to learn that some of your attitudes, so firmly ingrained in your head, do not allow you to find a new one. high paying job or invest in a profitable business and finally become what you dream of becoming.

1. Obstacles. Poor people tend to see obstacles in front of them and give up without even trying to overcome them. The rich, on the contrary, treat obstacles philosophically - if there are problems, then they can be solved. Purpose is what attracts a rich or potentially rich person.

2. Help. Poor people are looking for help and support everywhere. Moreover, not only financially, but also emotionally. They are accustomed to the role of the victim and do not even think about changing their role.

The rich try to help others. A good deed, in a word, with money - they feel the strength to make someone else happy.

3. Shopping. Shopping for a poor person is a real disaster. And not at all because after going to the store he will have to starve. No, sometimes “poor” people objectively do not need anything. Just buying a new thing, they are not happy about the purchase, but are upset because they gave money to the seller. The rich, on the contrary, enjoy the buying process, look forward to putting on a new thing and moving mountains in it.

123RF/ dolgachov

4. Earnings. Poor people believe that money is hard to come by. The very idea of ​​making money reminds them of hard labor: you have to get up at 7 in the morning, come to work by 8, work where no one values ​​you, and get pennies for it. A rich person sincerely believes that the money itself comes into his hands. And what’s surprising is that it is so. Either the friend will return the forgotten debt, or the salary will be increased.

5. Welfare. Poor people consider wealth to be something unattainable, fantastic, and the lot of a few. But the rich look at things realistically and understand that everyone can achieve financial well-being; there are no chosen ones in this matter, there are only those who believe in their success and persistently pursue their goal.

6. Goals. Poor people live from paycheck to paycheck, spending what they earn in a month. They don’t even think that with their modest income they can set big goals for themselves (for example, think about buying an apartment or a car), much less achieve them. The rich, on the contrary, will look for any opportunity to bring their plans to life, even if their salary is still far from what they want.

123RF/Viacheslav Iakobchuk

7. Speech. In the speech of a poor person, “I’m not worthy”, “I can’t do it”, “this is not for me”, “I can’t afford it” often slips through. A rich person does not push himself into limits. His self-esteem simply does not allow him to give up on himself.

Think like a rich man

In order to bring yourself closer to your cherished goal, you need to imagine that you have already achieved it. Just don’t think that we are talking about the first million or a villa in the Canaries, everyone has their own idea of ​​wealth. For some, an indicator of well-being is new job with a decent salary, a trip abroad and a holiday in a three-star hotel will be enough for some, while others will be happy about buying a new gadget. Understand what exactly wealth represents for you here and now, and imagine that everything has already happened: a job has been found, a trip has been bought, a brand new gadget is in your pocket.

123RF/ Alena Ozerova

Introduced? Now return to the “now”, maintaining the mood successful person. How does he behave? Does he complain about life? Does he think that “everything has been bought and he can’t get anywhere”? No, everything is much simpler for him.

You will say: “Okay, I imagined that I was rich, but in reality I am not. Why play these games? And just to make the game a reality. Everything is very simple: successful and rich people achieve even greater success and wealth because they do not waste their time complaining and worrying about their own inadequacy. They focus on achieving goals and eventually achieve them. So, maybe you should at least pretend to be rich in order to become rich later?

Note

An interesting fact is that two years ago, employees from the University of Wark conducted a study that showed that people whose childhood was happy earn much more than others. Moreover, almost all of them had parents who were not rich. More than 90 thousand children took part in the study. Many years later, experts analyzed the income level of adults and came to the conclusion that those who were happy in childhood are more financially wealthy. Scientists also noted that happy people They work much more productively and move up the career ladder faster than their pessimistic colleagues.